Buy now, pay over time.
Split your purchase into easy monthly payments with Affirm — with no hidden fees and a plan that fits your budget.
Buying with Affirm is simple
Shop & add to cart
Browse our selection and add your favorites to your cart, just like always.
Choose Affirm at checkout
Select Affirm as your payment method and enter a few pieces of information for a real-time decision.
Pay over time
Make simple monthly payments on a schedule that works for your budget.
Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.
Just select Affirm at checkout
A transparent way to pay over time — built around what fits your budget.
No hidden fees
Know exactly what you’ll owe up front. No surprises and no compounding interest.
No impact to your credit
Checking your eligibility is a soft credit check that won’t affect your credit score.
Flexible terms
Choose the payment plan and timeline that work best for you.
Quick & easy
Get a real-time decision at checkout in just a few seconds.
Frequently asked questions
Yes. You can pay off your balance at any time with no prepayment penalties or additional fees.
Affirm sends payment reminders before each due date. You can pay through the Affirm app or at affirm.com, and set up autopay so you never miss a payment.
Yes. Follow our standard return process. Once the return is processed, the refund is applied to your Affirm balance.
No. Checking your eligibility is a soft credit check and won’t affect your credit score.
Yes. Affirm uses your mobile number to verify your identity and keep your account secure.
Visit affirm.com/help for full details on how Affirm works.